Why You Should Know How to Read Your COE

Military service means paperwork, and even leaving the military creates more. College also creates paperwork, and when you combine it with your education benefits, you may feel overwhelmed. However, one of the pieces you need to pay attention to is your Certificate of Eligibility.

Fortunately, it doesn't have to be actual paperwork, as you can access it online. Here's what you need to know about your COE.

What is it?

This form tells you how much of your education benefits you have remaining. Each time you apply for benefits -- which should be each term you register for classes -- you will receive a Certificate of Eligibility from the Department of Veterans Affairs.

Included are things like how to start receiving benefits and what to do if there is an error on the form. 

What's on this form?

On the first page, you'll see your eligibility percentage. For most people, this is 100%, but the amount is based on the total length of service and may vary. It's important to remember that this percentage is what will be paid out, both for tuition and the monthly housing allowance.

You'll also see how many months and days are remaining of your eligibility. This amount is accurate from when you applied. The COE will also list your school, the housing allowance amount you are eligible for and your book stipend. You'll also be able to see what the VA will not pay for.

The following few sections will show you what else you may be eligible for, including the Yellow Ribbon Program and directions on what you should do with this form. The Debt Information section explains what steps are required if you change your enrollment, drop or withdraw from a class or don't attend classes.

What if something is wrong?

If you have questions, wish to appeal something on the form or discover the information is incorrect, there are directions on the form on how to contact the VA. Read this section carefully to submit the correct form for a supplemental claim, higher-level review, or appeal to the board. There are several ways to contact the VA for specific questions you may have.

For more details on the COE, check out the example online on the VA's website.

Ready to learn more about navigating the higher education system as a veteran? Start here.

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